Excess Liability

Excess Liability Insurance: Extra Protection When You Need It Most

Excess liability insurance is a type of coverage that extends the limits of your existing liability policies—like general liability, commercial auto, or employer’s liability. Think of it as a financial safety net that kicks in after your primary policy has reached its maximum payout.

What It Covers:

• Excess liability typically mirrors the coverage of your underlying policy, including:
• Bodily injury: Medical costs and legal judgments
• Property damage: Repairs or replacements for third-party property
• Legal defense costs: Attorney fees and court expenses
• Personal and advertising injury: Libel, slander, or false advertising claims

How to Get Excess Liability Insurance

If you need excess liability insurance solutions, we’re here to help. Give InsureChoice Insurance Inc. a call today to get started.